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jacquelyn sauriol's avatar

I always wonder about how paper money has no intrinsic value, ie no other use, than for the trading of wealth; I fear it is too late for me (57ish) to get going in gold, (I make about 25g a year, so baby potatoes land). Due to your article I will further investigate, thanks Bagholder.

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Bagholder's avatar

If gold is too much, start with some silver.... Never too late to start doing things right

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jacquelyn sauriol's avatar

I took a walk...I thought...but if I have some gold, and things get crazy, what, really could I do with it? The translation from 'chunk of gold' to 'new shovel' or 'mortgage payment' are fuzzy to me, maybe I need to do some reading. Thanks again.

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Bagholder's avatar

I do understand your reticence, metals are not an easy market to grasp. Maybe, start small. Buy an ounce of silver every payday, or maybe tenth oz gold every other month & sock it away - by the time you retire, you will be glad you did.

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Renov8's avatar

It doesn't matter how much you make, its how much you save and invest properly. The power of compounding is your friend. At this point some wealth preservation is in order. As my father used to say, do you want 100% of nothing or 80% of something? Buying silver or gold, the physical kind, will only help you going forward...its real money. If you have some money to invest in your future, metals are an absolute must. Don't wait until its already started to run. Now is as good a time to start as any.

Speaking from my own experience when I was younger, I had an opportunity to invest...I talked myself out of it. Today, I have no regrets for things I have done...but I do have regrets for things I haven't. Find your comfort zone and start small...

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Timothy Andrew Staples/pop122's avatar

Thank you, M. Bagholder. I am your kindred spirit, but I could not express it as well as you have here, so I hope you can imagine my gratitude.

May our numbers swell.

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Queen Hotchibobo's avatar

How do you get the money to get the gold? Did you find a way to get paid in gold?

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Queen Hotchibobo's avatar

Or do you just buy gold on the market with each check you earn?

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Bagholder's avatar

I befriended the owners of the local coin shops. Every payday for decades, paid myself first by buying a little gold, or silver - coins or bars - whatever was affordable at the time. Not saying this is the path for everyone, but it sure has worked for me.

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Renov8's avatar

Funny...I did the same thing.

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Renov8's avatar

I have always been self employed...paid myself first by putting a certain % of my pay into some form of tangible asset. Some of those assets include art, metals, or items which hold value, but tend to go up in price when the gun-grabbers get antsy. Do this for 30 plus years, plus paying off your mortgage and investing in the markets...a no brainer.

Its never to late to start...sometimes just getting started is the only obstacle in the way.

Look at how and where you spend your money every week and month...decide what is not needed and put that money into something of value.

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Bagholder's avatar

Paying yourself first & letting it compound over time is the KEY!!

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pogi's avatar

My little girl asked me one time what the difference between a $1 and $10 bill was. We discussed it and she said, "that is dumb, why don't we just add zeros to $1 bills?" Smart little kid.

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Robyn's avatar

At what point can,.....really my question is two fold... How does one become the "haves" vs "haves not", and 2) Why should I want to be either?

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